New York's cost of living is the highest in the country. That means the financial consequence of your death is also the highest. Most NY professionals are covered at a fraction of what they actually need.
The gap nobody talks about
A New York professional earning $120,000 to $200,000 has a lifestyle that costs significantly more than the national average. Their life insurance needs to account for that.
A $500,000 condo in Queens or Brooklyn costs the equivalent of a $1.5 million home in the Midwest. Standard coverage calculators don't account for New York-specific housing costs. We calculate your number using real NYC figures.
The NYC job market moves fast. Most NY professionals have changed employers at least twice in the past 10 years. Every time you switch, your group life insurance resets. Individual coverage moves with you.
Raising a child in New York costs 30% to 50% more than the national average. Private school, childcare, college savings — the number your family needs if you're gone is higher in New York.
Former Oracle Principal Consultant. PhD researcher. Queens-based. I work with carriers across the full market — not captive to one company — so you get the right coverage at the right price.
A structured 30-minute conversation that shows you exactly where your financial exposure is — and what it would take to eliminate it. No sales pitch. No pressure. Just a clear picture of where you stand.
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