What happens after my CPA refers me to APB Financial Architect?

After your CPA refers you, APB Financial Architect makes a direct introduction explaining the diagnostic process. The first session is a structured 45-minute review with no sales presentation and no obligation. You receive a written Financial Exposure Map at the end of Phase 1.

Is the APB Financial Architect diagnostic session a sales call?

No. The Phase 1 session is a structured review of your income, benefits, and current coverage - not a sales call. APB identifies gaps and documents findings in a written Financial Exposure Map. There is no obligation to purchase any product after Phase 1. The session is free of charge.

How long is the diagnostic session after a CPA referral?

The Phase 1 session is 45 minutes, conducted via video conference. Before the session, you receive a short questionnaire to gather information on income, benefits, and current policies. After the session, APB delivers a written one-page Financial Exposure Map within three business days, at no charge.

What Happens After Your CPA Refers You

You've been introduced to APB Financial Architect. Here's what that means and what comes next.

Why your CPA made the introduction

CPAs who work with high-income households and business owners regularly encounter a specific problem: they can see the tax picture clearly, but the insurance and income protection layer underneath it is often a blind spot — not something they can fully audit themselves.

The introduction to APB is a referral to fill that gap. Your CPA trusts that the work done here is complementary to what they do, not a replacement for it. The diagnostic I run produces a written document — you can share it with your CPA if you choose.

What happens next

1

You'll hear from me directly

An email or call to introduce myself and explain the diagnostic. No pressure, no timeline you didn't choose.
2

You schedule a 45-minute diagnostic session

The Financial Resilience Diagnostic (household) or Business Financial Resilience Diagnostic (business) — depending on which is more relevant to your situation. Phase 1 is no charge.
3

You receive a written Financial Exposure Map

A one-page document showing what we found: where your household or business is covered, where it isn't, and where the gap is large enough to matter. You keep this regardless of what comes next.
4

If there's something to address, we have a separate conversation

The diagnostic session does not end with a product recommendation. That's a different, optional conversation — only if the Map surfaces something worth addressing and you want to pursue it.

Your relationship with your CPA doesn't change. APB works alongside your existing advisors — CPA, attorney, financial planner. The goal is coordination, not duplication. If anything in the diagnostic session intersects with your CPA's work, I'll flag it to you and let you decide whether to loop them in.

Ready to schedule?

Choose the diagnostic that fits your situation

Household → apbfinancialarchitect.com/hfrd

Business → apbfinancialarchitect.com/bfrd