What happens after you book the Financial Resilience Diagnostic?

After booking, APB Financial Architect sends a confirmation with a pre-session questionnaire covering income, benefits, current coverage, and existing policies. The session is 45 minutes via video and produces a written Financial Exposure Map identifying your specific income protection and estate planning gaps. Phase 1 carries no charge.

What should I prepare before the APB Financial Architect diagnostic?

Prepare by gathering your most recent pay stub or income summary, your employee benefits guide or summary plan description, and any current life or disability policy documents. If you have a benefits enrollment confirmation from your employer, include that as well. Having these ready allows the diagnostic to produce more precise gap numbers.

Is there a cost for the first session with APB Financial Architect?

Phase 1 of the Financial Resilience Diagnostic is complimentary and carries no obligation to proceed. The session maps your actual income, benefits, and coverage exposures. After the session, you receive a written Financial Exposure Map at no charge. There is no pressure to purchase any product during or after Phase 1.

What Happens After You Book

A plain-language walkthrough of the diagnostic session — so there are no surprises.

What you booked

You scheduled Phase 1 of the Financial Resilience Diagnostic. Phase 1 is a 45-minute session, no charge. It produces a written one-page Financial Exposure Map — a plain-language document showing where your household's financial picture has gaps and where it doesn't.

This is not a sales call. The session ends with a document, not a pitch. If there's something to address, I name it and we have a separate conversation about whether and how to fix it. If there's nothing to address, I tell you that.

How the session runs

1

You'll receive a pre-session worksheet

A short document — 10 minutes to fill out. It covers your income sources, existing coverage, and any financial events on the horizon. Brings the session up to speed faster.
2

We run the diagnostic — 45 minutes

Six pillars: income continuity, liquidity and buffer, health and care, market and inflation defense, longevity and retirement, and legacy and estate. We also check how your existing policies work together. I ask questions. You answer honestly. We go through what you have.
3

You receive the written Map

Within 48 hours of the session, you get a one-page Financial Exposure Map. It summarizes what we found: what's covered, what's not, and where the exposure is. Yours to keep regardless of what comes next.
4

We decide together if there's a next step

If the Map surfaces something worth addressing, we schedule a separate conversation. No obligation, no pressure in the first session.

What to bring: Any existing policy documents you have access to — life, disability, long-term care. If you don't have them, we work from what you remember. The worksheet handles the rest.

What to leave behind: Expectations that this ends in a product recommendation on the same call. It doesn't. The diagnostic is a fact-finding session first.

If you need to reschedule

Use the reschedule link in your confirmation email or reply directly to that email. The calendar link at apbfinancialarchitect.com/hfrd stays open indefinitely — if life gets busy and you need to push the date, no issue.